I generally use these Adobe applications without using the cloud! I was able to redeem the code I bought from Digitec without any problems, without credit card details.

I bought the Adobe Creative Cloud Photography Plan 20GB from Digitec in August 2023 and then received the licence key from Digitec by email. This enabled me to activate the Creative Cloud programmes (LR, PS etc.) downloaded from https://www.adobe.com/ch_de... (Creative Cloud Client). A 20GB cloud storage was also created for me at the same time. A credit card number was never requested. That makes sense, because I had already bought the product from Digtec!