Elastic closure in a woven, attractive design keeps the sides securely together. Pen loop ensures that a ballpoint pen or pencil is always within reach. Includes 2 textile ribbons for marking pages with important notes for quick reference. The last 8 pages are perforated for easy tearing out of small notes. Two sticky note pads are located inside the back cover for highlighting important content. Integrated pockets on the front and back of the inner cover provide quick access to loose documents and notes.