Two SIM cards can be inserted in the 5G variant of this smartphone, but no memory card. There is no separate microSD card slot, so the memory cannot be expanded with a memory card.

The device has a dual SIM hybrid slot that can be used for either two SIM cards or for a SIM card and a microSD card, but this does not apply to the 5G version, which does not support a memory card.

To summarise: You can use two SIM cards at the same time, but you can't insert a memory card.